If you are facing unmanageable debt, the foreclosure of your home, relentless creditor calls, eviction, wage garnishments, lawsuits, levies, etc. it is imperative that you contact Bankruptcy Law Professionals. With our advice and counsel we can determine your personalized strategy in dealing with your finances and debts. Under Chapter 7 of the United States Bankruptcy Code, most of your unsecured debts will be “discharged” so that you will never need to repay those debts ever again.
Unsecured debts include credit card debt, unsecured lines of credit, unpaid rent, some judgments and liens, medical bills, shortage claims from vehicle repossessions and home short sales, to name a few. If you qualify for the Chapter 7 procedure, your debts will be discharged in approximately 3-4 months time (estimated based on our experience with various Southern California bankruptcy courts). During the pendency of your Chapter 7 bankruptcy, you will be under Federal bankruptcy protection, often referred to as the “automatic stay,” where creditors will be prohibited from contacting you, collecting against you, filing lawsuits against you, from home foreclosure, vehicle repossession, from eviction, wage garnishments, bank levies, from taking your personal property and/or threatening you and your family with other legal action.
You can rest easy knowing that you and your family are protected under Chapter 7 bankruptcy as provided for by United States law. Call Bankruptcy Law Professionals to have your individual case reviewed by one of our qualified attorneys to determine your ideal solution.